Personal Financing-i Non Package

Benefits & Features

Financing Quantum

Based on eligibility limit and subject to minimum of RM10,000 and maximum amount of RM300,000

Payment Period

Financing Rate Offer With Takaful Coverage

Floating Rate

1 – 3 years : SBR + 5.42% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”)
4 – 8 years : SBR + 9.58% p.a (Profit is calculated on a daily basis based on “Monthly Rest”)
9 – 10 years : SBR + 11.30% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”)

Note: Current Standard Base Rate (SBR) is 3.00% p.a. (Effective 5 May 2023)

Financing Rate Offer Without Takaful Coverage

Floating Rate

1 – 3 years : SBR + 11.75% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”)
4 – 8 years : SBR + 12.75% p.a (Profit is calculated on a daily basis based on “Monthly Rest”)
9 – 10 years : SBR + 12.75% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”)

Note: Current Standard Base Rate (SBR) is 3.00% p.a. (Effective 5 May 2023)

Takaful Coverage – Optional

Benefits

Eligibility & Requirements

Eligibility

Applicant must be 18 years and not exceeding the retirement age at the end of payment period
Malaysian citizen
Earning a minimum fixed income of RM4,000 per month
Applicant must be a continued employee in any of the following:
- Public Listed Companies

Documents Required

A copy of identity card
Latest 3 months’ salary slip
Latest employer’s confirmation letter
Latest income tax form (Form B or Form EA/EC) or latest 3 months Bank Statements of salary crediting account, or any other latest supporting document such as EPF statement (or all these 3 documents, if required)

Payment Method