Benefits
  • Passbook (upon request)
  • Bankcard Facilities
  • Salary Crediting & Sweeping Facility
  • Standing Instruction Facility
  • Profit sharing ratio = 98 (Bank) : 2 (Customer) effective until 15 February 2025
    99 (Bank) : 1 (Customer) effective 16 February 2025 until further notice
  • Profit will be credited into customer’s account every month end or upon account closing
  • Other facilities:
    • Bill payment
    • bankislam.biz
 
Electronic Banking Facilities

ATM

  • Cash withdrawal
  • Fund transfer
  • Statement request
  • Utility bills payment
  • Zakat payment
  • Tabung Haji transaction
  • Pin change
  • MEPS withdrawal
  • IBFT

 

Eligibility & Requirements
Minimum Opening RM100
Minimum Balance RM50
Age Requirement Aged 18 and above (Below 18
years old must be opened under Trust Account)
Types of Account
  • Individual & Joint Account
  • Societies
  • Club
  • Sole Proprietor
  • Universities / School
  • Association
  • Religious Bodies

 

Terms & Conditions and Product Disclosure Sheet
  • Click here for view Terms and Conditions for Awfar effective 9 March 2026
  • Click here for view Product Disclosure Sheet for Awfar effective 16 February 2025 (English Version)
  • Click here for view Product Disclosure Sheet for Awfar effective 16 February 2025 (Malay Version)

 

Frequently Asked Questions (FAQs)

Click here for view Frequently Asked Question (FAQ) on Awfar Investment Account

 

Important Announcement:

Please be informed that there are changes to Clause 8.0 related to Profit and Loss. The changes will take effect on 16 February 2025. Kindly review the updated Terms & Conditions for more details.


List of Awfar Draw Date 2026

Click here for view List of Awfar Draw Date 2026


Awfar Winners