Fees and Charges > Home Financing

Description

Type of Charges

Charges (RM)
Home Financing Agency Fee (Currently Waived)

RM25.00 :
Appointment of the Bank as Purchase Agent (ABPA)

RM25.00 :
Appointment of the Bank as Sales Agent (ABSA)

*Only applicable for :

  • Wahdah Home Refinancing-i
  • Shophouse Refinancing-i
  • Personal Cash Line-i
  • Al-Waqaf Home Financing-i
  • Land Financingi/Refinancing-i
Request for EPF withdrawal (Manual Application) RM20.00 per request
Request for EPF withdrawal (Online application) RM10.00 per request
Custodian Fee for safekeeping of Security Documents for fully settled facility  RM80.00 annually
Request for Redemption Statement RM50.00 per request
Late payment charges (Ta’widh) Before maturity of facility:
A sum equivalent to 1% per annum on overdue installments until date of full payment

After maturity of facility:
A sum equivalent to the prevailing daily overnight Islamic Interbank Money Market Rate on outstanding balance i.e. outstanding Sale Price less Ibra’, if any

Post judgement debt:
A sum equivalent to the prevailing daily overnight Islamic Interbank Money Market
Rate on basic judgement sum calculated from judgement date until date of full payment
Request for Copy of Security Documents RM50.00 per request
Early Settlement No ‘lock in period’ for this facility and the Bank shall grant Ibra’ on the deferred profit after full settlement is made.
Takaful Contribution As per the contribution amount required by the Takaful Operators to cover the whole outstanding financing amount in the event of death and TPD of the customer
Legal Fees pertaining to securities documentations Legal fees and incidental expenses related in connection with the facility
Valuation Fees Applicable for completed property or own construction of property by the appointed contactor
Processing Fees Waived
Stamp Duty As per the Stamp Duty Act 1949 (Revised 1989)
Disbursement Fee Include fees for registration of charge and other related charges
Cancellation of the Facility All cost (if any) for the preparation and registration of securities documents that has been incurred by the Bank in connection with the facility including the expenses incurred during the claim process in the facility is cancelled
   

 back