Fees and Charges > Interbank GIRO (IBG)

Interbank GIRO (IBG)

No.

Description

Channels

Internet Banking

GO Mobile Banking

ATM

Branches

1.

Fees and Charges

RM0.10

RM0.10

RM0.30

RM0.30

2.

Daily Limit

RM50,000 combined limit*

RM50,000 combined limit*

RM30,000 combined limit**

RM500,000

3.

Operating Hours

24 hours

24 hours

24 hours

Banking hours

4.

Crediting Time

i. Business days

Before 5.00 a.m.	: Same day by 11.00 a.m.
5.01 a.m. – 8.00 a.m.	: Same day by 2.00 p.m.
8.01 a.m. – 11.00 a.m.	: Same day by 5.00 p.m.
11.01 a.m. – 2.00 p.m.	: Same day by 8.00 p.m.
2.01 p.m. – 5.00 p.m.	: Same day by 11.00 p.m.
After 5.00 p.m.	: Next business day by 11.00 a.m.

ii. Non-business days

Next business day by 11.00 a.m.

5.

Refund time

i. Business days

Before 5.00 a.m.	: Same day by 5.00 p.m
5.01 a.m. – 8.00 a.m.	: Same day by 8.00 p.m.
8.01 a.m. – 11.00 a.m.	: Same day by 11.00 p.m.
11.01 a.m. – 2.00 p.m.	: Next business day by 11.00 a.m.
2.01 p.m. – 5.00 p.m.	: Next business day by 11.00 a.m.
After 5.00 p.m.	: Next business day by 5.00 p.m.